Your Questions About Notice Default California

Posted on May 21, 2012 by admin

Ken asks…

Real estate law. The rent I’m paying, isn’t being used to pay the mortgage?

I’m in California. The owners of this rental i’m in haven’t paid the mortgage for 6 months. Notice of default was filed on 7/19/07. They were given 90 days to get current or sell. Or the house goes on the auction block Oct 18th. Why are they entitled to any more rent? If legally I have to continue paying rent. The law needs to be changed.
What is going to happen after the sale? When can I expect to be kicked out?

admin answers:

In general the lease will be wipe out at foreclosure,

Once the first note forecloses all notes, liens, leases that encumbrance the property and are junior to the first note are wipe out, few exceptions for federal tax, state tax, local tax and local utilities stay with the land and are not wipe out

so better start to save for a new place, but their is always the chance who ever buys the place may want a renter

Thomas asks…

Can 6 years old credit card judgement be collected by lawyers and how?

I have a credit card default judgment of $5000 from another county in California that I used to live in. I was not serve and did not know about it until now, since I moved away 6 years ago. Now they must have sold the judgement to a law firm or collection law firm. The law firm sent collection letter and notice plus interest into $10,000 they trying to collect. They also changing the name of creditor of the original judgement into their name. It was not on credit report for the past years because the debt is 8 years ago. Should I ignore them or negotiate? What are my option? Please Help and no short answer…

admin answers:

California Statutes of Limitation

Written agreements: 4 years, calculated from the date of breach.

Oral agreements: 2 years.

The statute of limitation is stopped only if the debtor makes a payment on the account after the expiration of the applicable limitations period. Open account or unwritten contract: 5 years. NOTE: Except, as provided in 810 5/2- 725 (UCC), actions based on a written contract must be filed within 10 years, but if a payment or new written promise to pay is in made during the 10 year period, then the action may be commenced within 10 years after the date of the payment or promise to pay

Donald asks…

California Ticket Violation Statute of Limitations?

Just found out today through a credit monitoring service of a collection by Santa Clara County, California for a Steady Red Circular Signal ticket dated April, 1997. The claims were a result of a September, 2007 (yes, over 10 years later) court appearance/judgment totaling $450. I spoke to the Department of Revenue Ticket Department and they had an old NY address. I moved out of the State of NY 9 years ago to the State of CT. To the best of my knowledge, I do not recall any notices 10 years ago to my NY address. So, a serious of questions pertaining to this case:

What are the Statute of Limitations for a 10+ year old ticket relative to a judgment date?

Do tickets have a default court date on the actual ticket itself that automatically satisfy Statute of Limitations and allow the case/violation to remain open?

I was not given notice of the 2007 court date so can that judgment stand?

If I take the County to court to remove the judgment and clear my credit report, must they appear in the State that I reside or must this matter be addressed in a California court?

Are there consumer protection laws for the State of CT that provide for such protection?

Do you have any case law where Counties have been held for damages to credit reports (presuming, of course, the collection was not conducted legally)? If so, what are the typical damage calculations?

I did a bit of homework on this issue and it appears that California Penal Code 1382 governs this issue from a statute of limitations perspective. Any other reference to penal code or case law would be appreciated.

Any other comments or feedback are appreciated. Many thanks!

admin answers:

It looks to me that a red light camera ticket was issued, and that you did not get it. As a result you were convicted and fined. There is no issue of statute of limitations which would require that the charge be filed within a year–it was. There is no Pen C 1382 issue, which limits the time within which you have to be brought to trial after a not guilty plea.

You probably could get this judgment set aside for lack of actual notice, but a 10-year-old ticket is not going to have any effect on you. You would have to take care of it in California, meaning you would either have to return or hire a CA attorney, both of which would cost more than the judgment itself. Bottom line: yes, you got screwed, but pay the judgment and be done with it. Then have a letter placed in your credit files explaining that this was a judgment from an action taken without notice.

Sandy asks…

I dropped automotive school after 2 monrths in 1987 and I ‘ m just being charged with loan default in 2007.?

I lived in Oakland, California from 1975 to 12/1994. I worked several jobs which paid me enough money to have paid this easily. Inever recieved a bill or notice in all those years. I notified the school that I was not returning and was promised information which I never recieved. After all that time I can’t even name the school.

admin answers:

“Who” is charging you? Thats what will matter.
If it is a collection agency, they have no authority what so ever, just throw it in the trash.
If its from Sallie Mae, or the gov’t, you might want to have someone look at it.

Joseph asks…

How long does an eviction take in California? I was scammed and subleased under a guy who is being evicted?

I just moved into this apartment on July 1st and signed a sublease agreement with the guy whose name is on the lease. It is a rent controlled apartment and he did not want to lose the lease while he takes another apartment elsewhere.

Yesterday I got a court eviction notice addressed to the guy on the lease. He is nowhere to be found. Turns out he did not pay rent for June OR July, meaning he took the July rent money I gave him and pocketed it!!!! I explained the situation to the managers and they shrugged and said I could move out and apply for the same apartment myself, but that the eviction notice still stands. It is a 3 day notice from the courts, he either has to answer the lawsuit in 3 days or a default eviction will go through. No one can get ahold of him, basically this guy has skipped town and no one know if/when he’ll be back. I don’t think I’ll be able to find another place in 3 days, and I don’t know where to put my belongings. How long do these things usually take?
Thanks Ranger, I highly doubt I will ever ever sublease again. This was my first time trying it and likely my last. The citation only gives 3 days to respond, so I’m assuming by Wednesday the sherriff will be knocking at my door?

admin answers:

On the day after that 3 day notice expires the landlord files the default, but he can only file m-f. Those are held until the next day, to make sure it is in all of the needed data bases. That is then given to the sheriff you executes it (clears at the property) in 5 days, but they do not clear anyone out on Sunday, so maybe 6.

Since you got the notice yesterday the default will be issued Thursday, the writ Friday and the sheriff will carry it out next Wednesday.

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Your Questions About Save Your Home From Foreclosure

Posted on May 21, 2012 by admin

Chris asks…

what has been your experience with home loan modifications ?

well i live in Los Angeles and many of my friends and family members are trying to save their homes by doing home modifications.I actually am trying to buy a house in Los Angeles because i believed the market was low.well to my surprised i have found that the banks do foreclosure on houses and sell them for cash to investor that are selling them for way more than they are worth.My parents house is a duplex and is worth 275,000 and the houses in their block are 2 bed rooms one bath are being sold for 250,000 and people are buying .Its all a scam.The banks are ripping people that need help off.some people have been paying their homes for 5 years or even more so the banks already received profit from them plus they are selling them for cash after to investors .Please leave ur comment on your experience with home loan modifications or trying to buy a house recently !!!

admin answers:

The banks are not scamming anyone. You seem to forget that they gave the people being foreclosed the cash to buy upfront. They gave them more cash then they are recovering after a sale. The ones scamming are the buyers who refused to repay the money in the first place. Most of them refinanced and bought themselves cars, boats, etc with the money they now are pocketing.

I have not modified any of my loans. I do not do ARM’s, not one in my life, and have never missed a payment, no matter what I had to do.

However, not all of my relatives are as honest as I am. I have helped 4 modify their loans. The experience was that is was easy on one hand, nothing complicated about it, but a PIA in other ways. All of the banks are using inexperienced people to handle these, to the point that I have to give instructions. Also, they misplace paper, I had to fax everything over and over again. At all of the banks, not just 1.

David asks…

Renting without a lease agreement and landlord is heading for foreclosure. How can I get my deposit back?

My lease agreement ran out a year ago. After the twelfth month, I continued to pay my rent as per the guidance of the real estate agent that found this house for me. As I have been hoping to purchase a home in the near future, I didn’t mind having a month-to-month agreement, but I am still probably 9 months out. I have just began receiving letters stating “It’s not too late to save your home” as well as attorney letters from the home owners association. I provided the landlord with first month plus one month security deposit when I moved in back in July of 2007. Is there anything I can do in an attempt to get my security deposit back? Do I have any recourse? Does anyone have a website that can assist me with this situation? Any advice is welcome. Thank you in advance for your help. Sarasota, Florida Renter

admin answers:

Your security deposit is die you after you move out regardless of this. The landlord is not off the hook, nothing has changed. The courts will assist you if they do not pay, the foreclosure does not have any effect on your deposit, other then the fact that you are entitled to it all, minus repairs made while he owned the place.

Ken asks…

Scam Alert! Homeowners Read This!?

SCAM ALERT

It’s despicable what I am about to write about. Every homeowner should know and beware.

If you have listened to the radio, turned on the TV or read a newspaper in the past 9-months or so you are well aware of the credit crunch facing the lending community. Tens-of-thousands of homeowners are in loans they can’t afford and can’t refinance out of. Foreclosures are at an all-time high and show every indication of getting higher.

If you are one of these unfortunate people you are probably willing to do just about anything to save your home. This is why I’m issuing this warning.

Wouldn’t you know an entire cottage industry has popped into existence as result of this crisis? These companies contact you and offer to negotiate your debt with your lender. They claim a track record of success saving people from foreclosure. It all seems on the up-and-up. You pay them a fee…. And they’re gone.

FACT: The only entity you can negotiate with is your lender. They are the only ones who can help you. YOU DO HAVE OPTIONS. Speak to your lender’s “Work Out” or “Loss Mitigation” departments and see if there is a loan modification program available. Other options include a forbearance agreement or as last result a short sale.

If you have exhausted all options you may be able to seek relief through bankruptcy protection. Speak to an attorney to see if you are a candidate for this option.

The worst thing you can do is NOTHING. The problem isn’t going to go away. Get proactive and deal with it, and for God’s sake STAY AWAY FROM THESE MORTGAGE PRTECTION COMPANIES! They can do NOTHING for you.
Fortunately I personaly did not fall victim to this fraud. I have several clients who did though. It put them in a bad, bad place.

admin answers:

Amen!

The other thing I’ve seen lately are “investors” who offer to purchase your home, steal most if not all your equity, and rent the home back to the original owner with the idea that the home can be purchased back after one year. Often times the rent is more than the original mortgage payment. And there is no guarantee that you will qualify for a new mortgage later.

Please heed loancareer’s advice and work with your existing lender.

Mark asks…

Scam Alert! Homeowners Please Read!?

SCAM ALERT

It’s despicable what I am about to write about. Every homeowner should know and beware.

If you have listened to the radio, turned on the TV or read a newspaper in the past 9-months or so you are well aware of the credit crunch facing the lending community. Tens-of-thousands of homeowners are in loans they can’t afford and can’t refinance out of. Foreclosures are at an all-time high and show every indication of getting higher.

If you are one of these unfortunate people you are probably willing to do just about anything to save your home. This is why I’m issuing this warning.

Wouldn’t you know an entire cottage industry has popped into existence as result of this crisis? These companies contact you and offer to negotiate your debt with your lender. They claim a track record of success saving people from foreclosure. It all seems on the up-and-up. You pay them a fee…. And they’re gone.

FACT: The only entity you can negotiate with is your lender. They are the only ones who can help you. YOU DO HAVE OPTIONS. Speak to your lender’s “Work Out” or “Loss Mitigation” departments and see if there is a loan modification program available. Other options include a forbearance agreement or as last result a short sale.

If you have exhausted all options you may be able to seek relief through bankruptcy protection. Speak to an attorney to see if you are a candidate for this option.

The worst thing you can do is NOTHING. The problem isn’t going to go away. Get proactive and deal with it, and for God’s sake STAY AWAY FROM THESE MORTGAGE PRTECTION COMPANIES! They can do NOTHING for you.

admin answers:

That is Great advice! He is right on the money! I wish I could click that you are a “best answer”. People, do not be afraid of contacting your lender. They WILL work with you.

Maria asks…

How does “take over payments” work on a home?

I am looking for an apartment and I see many ads with this advertisment- “I can have you take over the payments, and save the property from foreclosure. The title can then be transferred into your name, and you will own the home, with no credit checks and no down payments.” My question is–How does this work and is it as easy as they make it sound?
I would never go in to something like this.. it just sounds sketchy! I didn’t understand what it really was.

admin answers:

If you ever knew anyone who decided that they wanted to do this-be certain that you read everything closely and choose to make those payments DIRECTLY TO THE LENDER! So that you have the receipts showing that you were the one making those payments. I have had people here ask what do they do after having been making payments to the owner who apparently, never paid the bank. They trusted and while my first inclination is also to trust, it is NOT prudent to do so when you have the most to lose. If they can’t make the payments then they don’t have anything to lose! In effect if they don’t make the payments, the bank is the new owner so even if they have “equity” it isn’t giving them any benefit, is it? It can be easy but, be cautious. If I were to set this up I would want the buyer to prove they have paid the lender to the Seller (or get out of the property) I would probably as the seller ask them for at least 3 months of “rent” so that I had time to get someone else in the property if the “buyer” defaulted or didn’t pay. As a buyer I would expect to make payments for at least a year before I went to the Lender and asked that the loan be transferred into my name with perhaps a lower interest rate? At that time they will have proof that you have paid and paid on time for over a year and that you are reliable and trustworthy so they should consider this arrangement with you. See? Good luck.

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Will even small payments help to avoid legal action with coll agencies?: debt counseling

Posted on May 20, 2012 by admin

Will even small payments help to avoid legal action with coll agencies?

I have 3 bad credit card accts and 1 to a hospital. My pymts were always current until Hurr Katrina wiped me out 2 yrs ago. It has been a slow crawl of a recovery & I quit paying on these debts long ago. There just is not enough $ to go around. After I pay my monthly necessities of house pymt & utilities there is about 50$ left for food & gas. I am really getting scared however of these debts coming back to haunt me. They may already be in that process as my neighbor said she saw who she believed to be a process server at my door this morning.
I will be getting a small raise at work soon & can send my creditors a small payment of about 10-20 $ monthly. I contacted a debt counseling service today and did not qualify for any of their programs.
I am frightened of a judgement as I am studying to obtain a real estate license & cannot be issued one in my state if I have any judgements against me.
I live in Mississippi & am about 8000 in debt.
What to do?? Help!

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[WATCH]: MY MULLET ROCKS!! (9.26.10 – Day 514)

Posted on May 20, 2012 by admin



Rating: 4

I had the best mullet EVER as a kid! You know it!! **OTHER AWESOME STUFF*** We’re on twitter (duhhhh) hehe: twitter.com twitter.com Join Us On FACEBOOK: facebook.com Our Personal channels: youtube.com youtube.com Our website: internetkilledtv.com *************************** stuff to ignore charlestrippy alli zoey marley ctfxc internet killed tv television karma cute universal studios islands of adventure roller coaster zombie girl kid likes turtles hot spoof zombies hulk spiderman harry potter wizarding world Jurassic park make up canon hd raining wet shirt dr doom theme parks park halloween horror nights xx wand birthday cheesecake hades legendary haunted house houses scare zone hallowd past kid kids with mullet mullets

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Appliance Repair Pro in Morristown, NJ, Partners with Online Marketing Firm to Reach Area Homeowners: credit repair

Posted on May 20, 2012 by admin

Morristown, NJ, April 29, 2012 Home- and business owners in and around Morristown, NJ, will soon have easier access to the residential appliance repair services they need. Thanks to a new partnership with online marketing firm Prospect Genius, local business Western Appliance, Inc. is creating a more visible Web presence. The move is intended to help area residents locate Western Appliance, Inc. online more quickly and easily, giving them faster access to refrigerator repair, dishwasher repair, washer/dryer repair, and other appliance repairs.

As reported in a February 2012 survey conducted by the Pew Internet & American Life Project, 78% of American adult Internet users look online for information about a product or service they need. That means that a locally owned business like Western Appliance, Inc. can benefit greatly from having an active, visible online presence. The easier it is for prospective customers to locate a business’s service and contact information during an Internet search, the more likely they will be to give that business a call.

Prospect Genius works by applying search engine optimization (SEO) tactics to a small business’s Web site. SEO can increase a site’s search engine ranking, making it appear in the top results listings for various searches in a geographical area. Going forward, when Morristown residents query a major search engine such as Google, Bing, or Yahoo! using keywords such as “refrigerator repair East Hanover NJ” and “appliance repairs Parsippany,” they’ll be much more likely to encounter Western Appliance, Inc.’s Web site. Studies have shown that sites in the top two to three listings receive the most traffic, which can lead to a much-needed increase in new customers.

“In today’s digital age, it’s vital for a local business to maintain an active, information-filled, easy-to-locate Web site,” says Matt Gallo, a senior Internet marketing strategist with Prospect Genius. “Using the Internet to attract new customers is key to remaining competitive against national corporations with many franchises. Our end goal with this partnership is to help Western Appliance, Inc. provide high-quality appliance repair service to even more home- and business owners in its local community.”

Western Appliance, Inc. has serviced Morristown, NJ and the surrounding area since 1995. The company specializes in offering dishwasher repair, oven repair, washer/dryer repair and meeting other appliance repair parts and service needs.

Western Appliance, Inc.
Phone: (862) 345-6060
Address: 108 Ridgedale Ave, Building #5, Morristown, NJ 07960

Western Appliance, Inc.
Bob Elsholz
(862) 345-6060
Contact
http://appliance-repair-morristown.nj-biz.com/

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: foreclosure

Posted on May 20, 2012 by admin

Uploaded by:- peoplesworld (59707291@N03) @ 2012-05-16 12:42:07

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foreclosure: Life After Foreclosure

Posted on May 20, 2012 by admin

Life After ForeclosureLife After Foreclosure

Going through a housing crisis affects you emotionally and challenges you legally. It’s a breach of contract that you had no intention of committing and until now you had no resource to guide you through this trying time in your life. “Life After Foreclosure” covers everything you need to know about strategic default, short sale, foreclosure, and loan modification. You will learn exactly what options you have and how each of them plays out. From identifying when it is time to give up on loan modification to rebuilding your credit and personal finances after Foreclosure. This book is designed to help anyone about to face a housing crisis or who has just gone through one.The life changing event of foreclosure holds a power that, when utilized correctly, will lead to greater financial security, better decision making, and a more empowered life. A must-read for anyone who thought it would never happen to them, this book shows how you are not alone and that you can thrive again Author Dean Wegner is a leading expert in housing with more than 16 years of industry experience, and has developed the reputation of someone who knows the answers to tough questions. Dean is a member of more than 25 real estate organizations, and is a Certified Consumer Credit Counselor. He has spoken to more than 3000 people facing foreclosure and addressed the media on this topic more than 500 times, including cover stories in USA Today and CNBC.
SKU:
Retail Price: USD 0.0
Your Price: USD 20.37 Life After Foreclosure

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We Buy Houses Charleston South Carolina Wants to Buy Your SC House Fast

Posted on May 20, 2012 by admin

We Buy Houses Charleston South Carolina Wants to Buy Your SC House Fast

We Buy Houses Charleston South Carolina, Also known as Charleston SC House Buyers is a local, professional home buying company that buys houses in any area, in any condition and in any price range throughout the Charleston South Carolina area.

Are you thinking of selling your Charleston SC home quickly?
Selling a house is usually a expensive and complicated process. That’s why real estate agents make such big commissions (often thousands and sometimes tens of thousands of dollars) on a single home sale. And most successful agents in Charleston, SC usually have 5, 20 or 20 houses listed at any given time knowing that these houses may or may not sell in 6 months or even longer. Since most of the good agents have so many listings, it’s rare that they will spend the time, money and personal attention needed to sell your house quickly. If you don’t have much equity in your home, your home selling options are even more limited. You may have to write a big check at closing in order to sell your Charleston South Carolina house and cover any negative equity, closing costs, taxes, etc in addition to your agent’s large commission check.

Are you thinking of selling your house in Charleston SC For Sale by Owner?
If you’re thinking of trying to sell a Charleston SC house for sale by owner, you probably know that attempting to sell your house on your own can be very costly, and a verifiable nightmare, especially in today’s highly competitive buyer’s market and troubled economy. You probably know what it’s like to have to keep your home cleaned up, month after month, ready to show it at any given time to perfect strangers who probably aren’t qualified to buy your house anyway. Many of the ones who received a prequalification letter months ago may no longer be eligible for a loan because of constant mortgage loan requirement changes that are taking place now. In the meantime, you have to continue to make your mortgage payments, pay your taxes, insurance, maintenance, utilities, home owner dues and other costs while you wait and wait and wait to see if you can sell your Charleston SC house. If you do find a buyer who is interested in purchasing your home, don’t forget that it takes another 45 to 60 days on average for them to get financed. And what if their financing falls through? After all, many buyers in Charleston and South Carolina in general can no longer get financed, especially in today’s tough economic times and troubled mortgage marketplace. If this happens, you’ll have to start the whole process all over again which is not uncommon. On the other hand, you can avoid this whole mess with a professional home buyer and investor since we buy houses charleston sc.

-
About the Author:

WeBuyCharlestonSCHouses.com is a local real estate investment company that buys houses in the Charleston area in any condition, price range, and in any situation. If you have an unwanted house you need to sell quickly for any reason whatsoever, please know we buy houses in Charleston SC and visit webuycharlestonschouses.com for more information.

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foreclosure: Investing in Apartment Buildings: Create a Reliable Stream of Income and Build Long-Term Wealth

Posted on May 20, 2012 by admin

Investing in Apartment Buildings: Create a Reliable Stream of Income and Build Long-Term Wealth

Investing in Apartment Buildings: Create a Reliable Stream of Income and Build Long-Term Wealth

List Price: $24.95

  • ISBN13: 9780071498869
  • Condition: New
  • Notes: BRAND NEW FROM PUBLISHER! 100% Satisfaction Guarantee. Tracking provided on most orders. Buy with Confidence! Millions of books sold!



Investing in Apartment Buildings: Create a Reliable Stream of Income and Build Long-Term Wealth

List Price: $24.95

Your Price: $12.24- Investing in Apartment Buildings: Create a Reliable Stream of Income and Build Long-Term Wealth


“Matthew’s newest book, Investing in Apartment Buildings, couldn’t have come at a more poignant time in our lives. He offers a modern day, step-by-step survival guide for the ever growing economic war on the middle-class. Win your own financial war by arming yourself with Matthew’s systematic, hands-on experience and sound principals for investing in apartment buildings.”
–Ryan Zahoruiko, principal, Forest Street Property LLC

“Matt Martinez is able to take the complicated world of real estate investing and put it into terminology that the average person is able to understand. Understand the acquisition of apartment buildings is not an easy task but Matt makes it clear and concise in his book. He gives the reader the tools, knowledge, and desire; it is only up to the reader to follow what he reads to give him success.”
–Seth Heller, VP of Acquisitions, GREC Conversions LTD

“Matt Martinez makes a compelling case as to why real estate investing remains the best path to financial independence. Investing In Apartment Buildings provides step by step advice that gives newcomers to real estate investment the practical advice they need to learn the business from the ground up. The Chapter Summaries provide an excellent tool to focus the reader and the real life “war stories” provide great context for each lesson. If you want to get started in developing an independent income stream Investing In Apartment Buildings should find a place on your bookshelf.”
–Jordan C. Paul, CEO Aquila Property Company, Inc.

“I bought my first rental property around 1990. Since that time I’ve bought, operated and sold more than 3,000 apartment units which have generated more than $30MM in net profits. If I would have had Matt’s book in 1990 I could have avoided dozens of pitfalls and accelerated my growth MUCH FASTER…”
–David F. Atkins, president, Alexander Forrest Properties

“Matthew Martinez has done it again! His books are clear, compelling, and always offer tremendous knowledge and value for anyone wishing to get into the real estate market. Speaking from experience, Matthew, provides great insight into real estate investing and you’ll even get to read personal email exchanges from Matthew’s treasured mentor.”
–Phoebe Chongchua, real estate columnist

“Matt has really hit the target; a concise, complete and organized approach to investing in this asset class. Apartments, with their short lease terms, are true inflation hedges and this book can help your investment approach, whether new to the business or a seasoned veteran. He really gets it, and you will too.”
–Gary Kachadurian, chairman, Apartment Realty Advisors

“A must read for anyone looking to invest in apartment communities. Matt’s book is both informative and interesting!”
–Mark H. Stern, senior vice president of acquisitions, Waterton Residential

“An outstanding summary of the key principles of real estate investment and wealth accumulation. Matt Martinez has the unique ability to transform sophisticated ideas and concepts into highly readable and entertaining prose. This is required reading for anyone serious about learning the basics of apartment building investment in these complex times.”
–Richard N. Bernstein, attorney and principle shareholder, Greenberg Traurig LLP

“Because of Martinez’ s vast understanding of the real estate industry’s many nuances, he is able to provide real and sustainable advice for investment professionals and novices alike. Martinez will show you where the rubber meets the road when it comes to multi-unit success. Buy this book!”
–Charles Byron Andrews, founder of Blue Coast Asset Management

“This is an outstanding guide for those who are interested in investing in apartment buildings. Matt Martinez has created a well-thought-out and informative book for the novice, intermediate and experienced multi-unit apartment investor. He discuses in great detail farm areas, sourcing properties, value-add deals, property management, value determinations, financial analysis and underwriting guidelines, negotiating strategies and how to succeed in this challenging but rewarding business. He also uses real-life examples to help the reader better understand the principles he teaches. This is an outstanding book that anyone who is seriously interested in apartment buildings must read!
–Rob Sena, partner, Alterra Capital Group

“When I started in real estate investing, Matt Martinez sat down with me and explained how to do things properly. His guidance gave me both the analytical framework and courage to succeed. In fact, I just bought my third apartment building. This book encapsulates much of his wisdom and is definitely a must read for anyone serious about real estate investing.
–Ben Goodman, founder, FastForwards Management LLC

“Investing in Apartment Buildings is not only another story of success, but one that lets you profit from Matthew Martinez’s experience. The writing style makes you feel like you’re talking with a friend. This book provides a great description of the current industry’s situation, ideas to capture opportunities and tools to assess each investment. It represents a very compelling guide to help you ask the right questions and understand the answers when considering real estate deals.
–Javier Dborkin, director, Boston Andes Capital

“Any seasoned multifamily investor will tell you that the fortunes you hear about are made and lost in the details. Many of the lessons I have learned through years of trial and error have been clearly laid out in a highly accessible format in Matt Martinez’s Investing in Apartment Buildings.”
–Matt Wanderer, principal, Alterra Capital Group

“Matt’s approach to investing in Multi-Family Apartments is concise, strategic, and up-to-date. This book is well thought-out and informative for today’s multi-family investors. Matt knows what he is talking about. His book is a must read.”
–Joel Webb, founder of TheCreativeInvestor.com



Your Price: $12.24 – Investing in Apartment Buildings: Create a Reliable Stream of Income and Build Long-Term Wealth

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Your Questions About Save A Horse Ride A Cowboy

Posted on May 20, 2012 by admin

Nancy asks…

WHO LOVES THE SONG..Save a Horse, Ride a cowboy!!!?

I LOVE IT!! It’s by Big N’ Rich 4 those who don’t no….

admin answers:

I love it I saw them play it live on stage!!!!

“Save A Horse (Ride A Cowboy)”

[Intro]
DUM-DE-DE-DUM, DE-DE-DUM-DE-DE-DUM, DE-DAA-DAAAAA
DUM-DE-DE-DUM, DE-DE-DUM-DE-DE-DUM, DE-DAA-DAA-DAA-DAA-DAAAA!

Well, I walk into the room
Passing out hundred dollar bills
And it kills and it thrills like the horns on my Silverado grill
And I buy the bar a double round of crown
And everybody’s getting down
An’ this town ain’t never gonna be the same.

[Chorus:]
Cause I saddle up my horse
and I ride into the city
I make a lot of noise
Cause the girls
They are so pretty
Riding up and down Broadway
on my old stud Leroy
And the girls say
Save a horse, ride a cowboy.
Everybody says
Save a horse, Ride a cowboy

Well I don’t give a dang about nothing
I’m singing and Bling-Blinging
While the girls are drinking
Long necks down!
And I wouldn’t trade ol’ Leroy
or my Chevrolet for your Escalade
Or your freak parade
I’m the only John Wayne left in this town

And I saddle up my horse
and I ride into the city
I make a lot of noise
Cause the girls
They are so pretty
Riding up and down Broadway
on my old stud Leroy
And the girls say
Save a horse, ride a cowboy.
Everybody says
Save a horse, Ride a cowboy

[Spoken:]
I’m a thourough-bred
that’s what she said
in the back of my truck bed
As I was gettin’ buzzed on suds
Out on some back country road.
We where flying high
Fine as wine, having ourselves a big and rich time
And I was going, just about as far as she’d let me go.
But her evaluation
of my cowboy reputation
Had me begging for salvation
all night long
So I took her out giggin frogs
Introduced her to my old bird dog
And sang her every Wilie Nelson song I could think of

And we made love
And I saddled up my horse
and I ride into the city
I make a lot of noise
Cause the girls
They are so pretty
Riding up and down Broadway
on my old stud Leroy
And the girls say
Save a horse, ride a cowboy.
Everybody says
Save a horse, Ride a cowboy

What? What?
Save A Horse Ride A Cowboy
Everybody says
Save a Horse Ride a cowboy

William asks…

Who has heard of the song “save a horse, ride a cowboy” by Big & Rich? Do you like it?

admin answers:

Bein a “black” girl (im mixed actually!) Its often surprising to people that I listen to anything outside of R/B or Rap…….

I unlike most of my friends and a large group of people I know am not stuck in the BOX as I like to refer to it……..

I listen to everything from rock to classical and anything in between………..its all about good music and the music making you feel good………

I love country music. Lyrics are what count to me and honestly country artists usually are really talking about something……..AND MAKING SENSE………..

I understand the phrase “Save a horse, Ride a cowboy” and I oblige hahahhaa………..GREAT SONG!!!!!

Sandy asks…

is it gay for a guy to have the song Save A Horse Ride A Cowboy as his ring tone?

admin answers:

Hell NO, all guys can use that one…..particularly if they are cowboys, or bullriders, or do rodeo…..or have had sex on horseback…….

Please God, Save a horse and let me ride a cowboy!!!

Laura asks…

I try to live my life by the motto: “Save a horse ride a cowboy.” What’s yours?

Blessings )O(

admin answers:

That’s Rich (and Big too)

Donald asks…

Are you going to save a horse and ride a cowboy?

admin answers:

People like u i hate u are way to ethnocentric and u believe your the only right one and just cuz u think so it doesnt meen its right fuck u. U dirty disgusting hoe

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